Richard Bonchick, ChFC, CLU

Richard Bonchick has over three decades of experience as a Financial Advisor and is recognized as a distinguished figure in the financial planning industry. A graduate of the University of Maryland with a Bachelor of Science degree, Richard has also earned the prestigious ChFC (Chartered Financial Consultant) and CLU (Chartered Life Underwriter) designations, underscoring his extensive knowledge and expertise.

Specializing in retirement strategies, Richard has spent the latter part of his career focusing on helping clients successfully transition their businesses. He firmly believes that retirement is a strategy, not merely a product, and is dedicated to guiding both individuals and businesses through meticulous financial planning.

Richard's career is marked by significant achievements and leadership roles. He is a past president of Sawgrass NAIFA and currently serves as the Vice Chair of the Broward County Office of Economic & Small Business Development Advisory Council. These positions highlight his commitment to professional excellence and community service.

Beyond his professional life, Richard is a family man who has been married to his wife Robin for over 32 years. They have two grown children who reside in New York City. Richard's personal interests include golf, lacrosse, hockey, and travel. He is also a lifetime lacrosse player and volunteers as a coach for a local high school team, blending his passion for the sport with community involvement.

Richard's approach to financial planning is both holistic and client-centric. He believes in developing personalized strategies that align with his clients' unique goals and aspirations. His philosophy is rooted in the understanding that financial planning is a lifelong journey, and he is committed to building enduring relationships with his clients.

Reflecting on his career and life, Richard embodies the principle: "Retirement is a strategy, not a product." This mantra encapsulates his dedication to providing strategic, thoughtful financial advice, helping clients navigate their financial futures with confidence and clarity.

Registered Representative and Financial Advisor of Park Avenue Securities, LLC (PAS), 14021 Metropolis Avenue, Fort Myers, FL 33912 (239) 561-2900. Securities products/services and advisory services offered through PAS, a registered broker/dealer and investment advisor. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. SmartWealth, LLC is not an affiliate or subsidiary of PAS or Guardian. Guardian, PAS and the representative do not provide tax and/or legal advice or services. PAS is a member FINRA, SIPC.